Non-permanent Resident Alien
Loans
Eligible For Standard Mortgage
Financing
Non-permanent resident aliens are permitted to live and work in the
United States. Employment must be reasonably expected to continue
for at least 3 years. An Employment Authorization Card (EAD) may
provide acceptable evidence of legal residency. If a credit
history has not been established, a foreign credit report will be
ordered.
The following visas may allow the holder to qualify for standard
financing for primary residences, second homes and investment
properties. If you hold one of these visas you may not need the
foreign national program, instead you may be eligible for the same rates
and programs as a US citizen.
E-1, E-2 treaty traders or treaty investors (includes spouses and
children)
E-3 Australian Specialty Occupation Workers
G-1, G-2, G-3 (excludes G-5): foreign government officials to
international organization (includes immediate family members)
The G-2 is eligible if they will be in the U.S. long-term
H-1B, H-1B1, H-1B2: temporary or transferred workers in specialty
occupations; valid for up to three years with a maximum total stay of 6
years
H-1C: temporary or transferred workers in specialty occupations; total
stay is limited to three years
K-1, K-2, K-3, K-4: fiancé, fiancée or spouse of U.S. citizen (includes
child of K-1 and K-3)
L-1, L-2: intra-company transferees
NAFTA or "TN": North American Free Trade Agreement or trade visa for
Canadian and Mexican nationals
O-1, O-2, O-3: workers with extraordinary abilities (includes spouse or
child of O-1 and O-2)
P-1, P-2, P-3, P-4: Athletes and entertainers (includes team athletes,
individuals in cultural programs, and spouse or child of P-1, P-2, P-3)
R-1, R-2: religious workers (includes spouse or child of R-1)
V-1, V-2, V-3: certain second preference beneficiary (includes spouse or
child of principal beneficiary or child of V-1 and V-2)
